Our Leasing Program Has Gotten Over 10,000 Companies Financed
In contrast to most leasing companies, Your Financing Source is uniquely positioned to offer fully customized options. Our expert leasing advisors consult and collaborate with you to develop a flexible financing plan to reach your growth and profit objectives. Listed below are some of our most popular lease structures.
- Stretch Lease
- FMV (Fair Market Value) Lease
- Lease Line of Credit
- Lease To Own
- Sale-Leaseback
- Semi-Annual, Annual, Seasonal
- Step Up, Step Down
- Quarterly
Stretch Lease
This program allots the lowest monthly payments since your already-approved lease is simply “stretched” over additional months. For instance, if you are approved for a lease over 24 months, we can take the approved value and “stretch” it over the course of 27 months to lower your monthly payments. Under stretch lease terms, you may also select to buyout your lease a little earlier than the lease’s term.
FEATURES
- Lowest monthly payments
- Maximum tax benefits
- Purchase option
- Offers the flexibility to alter the terms of the lease halfway through
Fair Market Value Lease
The Fair Market Value (FMV) Lease might be a suitable program for you if you typically utilize the most modern equipment, or if you prioritize lower payments. With the FMV you defer a portion of your initial equipment cost until you reach the end of the lease. When the lease ends, you have the option of purchasing the equipment for fair market value, returning the equipment to the leasing company, or continuing to lease the equipment on a month-to-month basis.
FEATURES
- Offered for 2-5 year terms
- Maximum flexibility
- Several options
Lease Line Of Credit
This program connects you to a fully-customized line of credit for a specific dollar amount. This proves valuable in situations where you may require a number of pieces of equipment and/or furniture. Lease lines of credit are often good for a designated time period (i.e. 90 days).
FEATURES
- Fully-customized line of credit
- Suitable for businesses that require purchasing flexibility
- Acquire what you need when you need it
Sale-Leaseback
This program presents the opportunity to use the equipment you already own to increase capital, and finance your growth. If your business has cash invested in equipment assets, you can use our Sale-Leaseback program to sell us your equipment for the fair market value (FMV) of the original purchased amount. This enables you to keep your equipment on-site by leasing it back from us.
FEATURES
- Raise quick capital while enjoying the benefits of an equipment lease
- Flexible lease terms to customize a Lease Back that works for your business
Lease Structures
Quarterly Equipment Lease: Quarterly payments are scheduled every three months as opposed to the industry standard of every month. This option helps cash flow and allows you to schedule payments around your business cycle.
Semi-Annual, Annual, Seasonal Equipment Lease: These options give you the freedom to make more payments during peak seasons, and less during the slow seasons. Our expert leasing advisors are here to help find the best solution for your business.
Step Up, Step Down Equipment Lease: If you anticipate changes to the cash flow of your business, Step Up and Step Down payments allow you to accelerate payments during your busy times, and reduce payments during your slow times.